Loyal Customer, but my life is ruined

Loyal customers gets ruined and haunted for life, whilst the rest whom have neglected their duty in paying their accounts gets off and moved on with the lives whilst applying for new credit which is approved. Me being stupid enough and taking the responsibility to make the effort in paying my accounts gets *****ed and ruined. The above statement is not sucked out of my thumb because I actually have friends that can profess to the fact that they just never paid attention to their debt with African bank, and after three years of non payment, the account is closed and dent written off, which is in accordance with the law. Now where is the justice to some of us that do the right thing. In March 2011, i approached JC Van der Merwe and Attorneys where i app**** for debt review. All my accounts was placed together and i was provided with a balance of all the accrued debt, where i monthly payment of R750.00 was deducted of my salary and split into dividends where payment will be made to all creditors. Early 2017 very exited because i was informed that after 5 years all my debt would be paid in full, i visited the offices of JC Van der Merwe and Attorneys and was advised that all creditors were paid up except African Bank due to interest and that it would take another 3 months before the accounts was paid in full. I want confirmation of the amount that was paid to African Bank through JC Van der Merwe and attorneys. I have app**** for a house , which only makes sense given the fact that I've already for the past two years paid over R100 000.00 towards paying of someone else's bond or sustaining someone else's lifestyle where i could have paid off my own bond. FNB housing wants a settlement letter from African Bank. I need African Bank to assist me in order for this bond to get approved. I have a clear credit record, however only a low score as a result of the African Bank accounts. Please I am pleading for your help. Help me to turn my dream into reality.