Lifetime debt

<p>In 2014 when i was buying a second hand car all bank declined me and african bank decided to finance me fir R95000 for a car that cost R60000 my instalment is R4472 for 4 years. i took the loan which they say is car finance. in that same year i felt pressure i called and asked to reduce my installment to 30000 nd they agreed. They then called me after months to say my arrears are high i said its fine they can take 5000 a month and i will increase it when im able to. the extra 500 made no difference especially since they terminate the arrange without telling me and they take R4472. my arrears are now at R16000 and how am i expected to finish paying when they cancell the arrangement without even notifying me. further they refused to reschedule my loan. African bank is a nightmare. you know i have credit card and store cards that are all paid up its just aftican bank that is stressful. the bank has ****ed south africans and i wonder why the curator never shut it down. We are consumers that are willing to meet our financial obligations but how do we do that with institutions such as these. i warn anyone that is even contemplating on going there.you will never know financial peace and they will do anything to make sure u pay them till you die.</p>