CD
Cheney D

1 reviews | Active since Sept 2016

28 Jul 2020, 10:15

Insurance Claims Department lies and consultants unprofessional and arrogant

I am so disappointed with African Ban**** your service sucks! your staff is unprofessional and arrogant and they lie! Your company swears by call recordings I want the proof now, I am fed up!

About 1.5 years ago I took my third loan with African Bank, the previous two loans I had settled long ago. Last year May I was retrenched, the insurance only covered me for a year, I get called asking me to pay, but I still don't have a job so how must I now pay? I also had another loan with Bayport who when notified I was retrenched paid and settled the entire loan. I have been trying to get assistance for 2 months regarding this, I was asked on 3 occasions to resend my retrenchment documents to the insurance claims department, I get nothing but automated responses back and then the 100th call from a consultant that I must now re-explain my story too. When I call the insurance department myself I get put on hold for 30 minutes and then the call just cuts out, wasting more of money I don't have. Then I get told by a different collections agent today that they cannot give me the number but I already have it from a previous consultant. Then I get told by Gladness Motubatse that the notes on her system is that the insurance did get back to me days ago and tried calling me as well. What an outrageous LIE! no one from the insurance department has contacted me or attempted to contact me now I get told my claim is rejected and I am liable, the consultant even rudely puts me on hold while im talking and then lies about it. I don't understand why I cannot get proof of this rejected claim and why I cannot get assistance until I find a job as how must I pay if I don't have income to give you. Your company has taken my money with insurance for at least the last 5 years and I never complained but you guys are ridiculous! now I get told on top of all the stress, lies, money and data wasted, I must now go to a branch to sort out with the same insurance department that doesn't answer the phone, lies on the system stating they contacted customers and does as they please! I will have to get legal aid or someone involved because I am now tired of dealing with people that don't understand that a job equals money which equals you getting paid if I don't have a job why do you keep calling me asking me to make an payment arrangement? I am told everytime I call there is no notes on the system, there is no reference for the call nothing especially when I previously got references, you guys just don't want to help! I will never recommend this bank unless you want to be spoken to multiple times a day by staff who think your loan came from there pocket.

0
Replies (1)
CD
Cheney D's update14 Aug 2020, 09:20
Reviewer Update
This is still not resolved from my first complaint on the 28th of July!!!! I have still been called numerous amount of times to make a payment after I sent through all the documents that was requested of me. I get an sms stating that you cant assist me as the time has lapsed when I was waiting for a response from you guys after submitting documents. every different consultant that has called me not for a follow up on my matter but JUST AND ONLY to ask me to pay, I ask them a simple question do you not communicate with your other departments because if you did you would know what my matter is and why I havent gotten feedback. Then I get an email saying I was called by african bank again and I didnt answer which is another lie because I did answer and the call gets dropped on me, then I email requesting a settlement I get no response. I WILL NEVER BE A CLIENT OF AFRICAN BANK EVER AGAIN, I rather take out a loan if needed in future with ABSA, NEDBANK, STANDARD BANK OR FNB and pay them double the interest than deal with you people another day. If I do not get feedback FROM someone with a brain to finalize a settlement with me by COB today, I will be issuing a lawyers letter to you people to see me in court for your money. I am tired of your nonesense. And I will not be paying interest for your incompetence of stringing me along for more than 2 months while trying to get money out of me instead of assist me. I AM WAITING FOR FEEDBACK! STOP WASTING MY TIME!