SM
Sweetness M

1 reviews | Active since Dec 2025

19 Dec 2025, 14:40

I’m utterly disappointed with African Bank

I am expressing my absolute disappointment regarding the handling of my account, which was placed on hold after receiving a lump sum deposit. I opened this account specifically to receive these funds, which I have been expecting for almost three years.

While I understand the necessity of placing an account on hold for security reasons, I have provided all the evidence and proof requested to confirm the legitimacy of the transaction and rule out any *****. Both the company that paid the funds and the third-party payment provider, Netcash, have confirmed the legitimacy of the money paid into my African Bank account.

However, despite providing all requested documentation, my account remains frozen. When I contact the bank, I am told you are waiting for confirmation from Netcash. Conversely, when I contact Netcash, they confirm they have provided everything needed by the bank. It is clear that the delay is on African Bank’s side, yet I have not been given a clear reason for the continued hold.

I have spent a considerable amount of money and time (approximately R300 worth of airtime) trying to resolve this issue, to no avail. As it is almost the Christmas season, I urgently require access to these funds, which are rightfully mine.

I have contacted Netcash multiple times today, even requesting an email to confirm they are not the source of the delay. Furthermore, I contacted the paying company, and they confirmed that they responded to an email from African Bank containing all the requested answers.

I demand the immediate release of my funds. Once this money is accessible, I intend to move my funds to another bank, as the service and delays I have experienced are unacceptable.

I request an immediate response detailing the exact reason for the hold-up and a clear timeline for when my account will be fully operational.

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Replies (3)
African Bank
African Bank's reply19 Dec 2025, 15:07
Official
Thanks for speaking up and calling us out. Your security is a priority. To address your concern, we follow to our standard customer identification and verification process. Upon registering your concern, look out for a verification SMS. Reply 'Yes' to proceed.

Your African Bank Support Specialist team
***
SM
Sweetness M's update19 Dec 2025, 15:35
Reviewer Update
I responded with a "Yes" 25 minutes ago.

While I have received a reference number and a contact number—the same one I have called multiple times yesterday and today without success—I have not yet received any further response or clear instructions on the way forward.

Could you please clarify the next steps in this process?
African Bank
African Bank's reply19 Dec 2025, 16:34
Official
We would like to inform you that your query has been escalated to the relevant team for further investigation. We will keep you updated once feedback is received. For any urgent queries, please contact us on ***.