NP
Noko P

1 reviews | Active since Jul 2025

08 Jul 2025, 12:19

I would like to advise the community and those who didn't know about this kind of ****s to stay alert and never fall pray to the bank.

I had a very bad experience with this ****ming society called a bank after taking a loan with them. I have been paying my monthly installments as agreed but was later handed over to their debt collectors even if my monthly installments were done regularly. I only to realized that their intentions were to debit my account whilst on the other side their debt collectors are also collecting. I went to the nearest branch to request for my refund but couldn't get any help as they keep on promising to solve the problem within 7 days of which it has now taken more than four to five weeks. I'm so frustrated especially after finding out that they also registered a savings account in my name without my concern. I'm still waiting and no communication has been done yet.

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Replies (4)
African Bank
African Bank's reply08 Jul 2025, 12:45
Official
Thanks for speaking up and calling us out. Your enquiry has been successfully logged. Your reference number is ***. Please verify your contact number by replying Yes to the SMS you received.
Your African Bank Support Specialist team
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African Bank
African Bank's reply08 Jul 2025, 15:38
Official
Hi Noko, thanks for replying to the SMS send to your phone for verification. I have noticed that there is a complaint logged on the 2nd July 2025, our complaint team is still busy working on your complaint and they will be in touch as soon as the matter is resolved.

Your African Bank Support Specialist team
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NP
Noko P's update09 Jul 2025, 12:11
Reviewer Update
After complaining to African Bank about the double debit done on my account and the account registered without my concern, they came back to me alleging that my complaint has been resolved. I went to their branch at Ghandi Square on the 9th of July 2025 to check what might be the cause of delay for them to pay back my money but only to find out that the money was shifted into their financial unit and not ready to be refunded. I locked a call, but they then started lying that they never received money debited by debt collectors even after almost 1 month of a debit order was done. I phoned the debt collectors who confirmed that money was transferred to African Bank 7 days after the debit was done. Within an hour of realizing that I contacted their debt collectors, they referred their so-called investigator to call me and tell me that the matter will be investigated and that they will come back to me within 21 days, which is even worse than the 72hours and 7 days than they have been promising.

I'm really doomed with this so-called bank which does not even deserve to be providing any services to the community in terms of the S.A Banking Act as it doesn't even comply with the standard operational procedures of the banking industry. I'm still waiting for my refund to be made even if they are still playing their delaying tactics even though that they have falsely looked like they were ready to deal with my problem after learning about their cruel and unprofessional services from the media and Hello peter platform.


African Bank
African Bank's reply09 Jul 2025, 13:13
Official
Good day Noko, thanks for speaking up and calling us out. Our complaint agent has contacted you today to acknowledge your complaint and advise that the matter will be investigated and provide you with feedback once the investigation is completed.

Your African Bank Support Specialist team