HARRASSMENT BY BANK FOR MONEY OWING AFTER MANY YEARS & BLACK LISTING CONSUMERS WITHOUT INFORMING CONSUMERS BEFORE DOING SO

I WAS INVOLVED IN A MOTOR VEHICLE ACCIDENT SOME YEARS BACK. AFTER MONTHS OF HOSPITALISATION AND BEING BOOKED OFF, EVENTUALLY I NEVER GOT A SALARY. MY EMPLOYER AT THAT TIME WAS ONE OF THE BIGGEST PRIVATE HOSPITAL COMPANIES IN SOUTH AFRICA. I HAD NO CHOICE BUT TO BORROW MONEY AND MAKE LOANS JUST TO GET BY EVERY MONTH. A FEW YEARS BACK, ALL BLACK LISTED PEOPLE WERE GIVEN AMNISTY. IF A COMPANY WANTED TO TAKE STEPS, eg. BLACK LISTING, THE CONSUMER WAS TO BE MADE AWARE. OBVIOUSLY I WAS NOT INFORMED THAT THEY WERE GOING TO DO THIS.

NOW I HAVE BEEN BOARDED FROM WORK, LOST MY APARTMENT, STORED ALL MY 1 YEAR OLD FURNITURE OF WHICH I WAS TOTALLY DONE IN BY THIS "BUSINESSMAN" I DONT GET THROUGH A MONTH, ON THE PENTION I GET THROUGH A WELL KNOWN FINANCIAL INSTITUTION IN S.A. AFRICAN BANK CONSISTANTLY CALLS ME FOR MONEY AND EVERY MONTH I GIVE THEM THE SAME STORY. NOT WORKING, ON A PENSION. ETC. WHY DIDNT THE INSURANCE PAY THOSE LOANS. EVERYONE KNOWS WHEN YOU TAKE A LOAN OR PURCHASE GOODS ON HP THE INSURANCE IS ONE OF THE FIRST FORMS THAT GETSCOMPLETED. I HAVE SUBMITTED DOCUMENTS FROM MY DOCTORS, PREVIOUS EMPLOYER AND OTHERS THEY REQUESTED, MORE THAN 4 TIMES. I NEED HELP BUT NO DEBT CONSOLIDATION OR ANY OF THOSE AS I HAVE BAD EXPERIENCES THERE AS WELL.