Getting a loan at african bank is a nightmare

<p>I've been paying African bank since last year April and I missed one payment with them and now its seems as if I will owe them until I die. I've increase my instalment but still their credit keep going down on "snail" rate very very slow.their interest is keeps going up which is y instalments dont make any difference arears keep going higher and higher even though u trying to pay and not even a single bank want to consolidate them due to the arears.</p>