Do you know your requiremtnst?

I was sitting at home minding my own business when I receive a call from African Bank selling me a service. He ask me if he can do a credit check. and I said no because I have moved from banks and do not have 3 months bank statements only one. He said no problimes as long as I have payslips. So he did the credit check and I was approved. Went to a African bank and they told me that it is fine but I need 3 payslips and not one. go back home search fro the 3 slips and returned the next day. Then I was told sorry they can not help me. they just wasted 2 half days for nothing for a person being full time employed it is not that easy just to pop into a African bank. Just for the fun of it I when on to your web page. Just to see that you need one payslip and one month bank statements. Now my question is do you guys really know what your requirements is in order to apply for a loan. I have 4 sources with 3 different requirements