Dissapointed

Today I contacted the collections department requesting for a settlement amount.<br> The consultant advised me that I do not qualify for such and then I requested to speak to a team leader<br> who also confirmed the same thing. <br> <br> I have three loan accounts with African Bank and they have been<br> outstanding for a long time due to personal reasons. The reason for me to contact them was to settle at least <br> two of these accounts (with the small amounts) then continue to pay the installment for one. This is so I can regain your trust and work towards having a good credit record again. Due to personal reasons, I have fallen behind but now I would like to correct this, hence my contacting your Collections department hoping that we can come to an arrangement to settle these accounts. African Bank getting their money back. Unfortunately I cannot<br> afford to pay R10000 to settle these two accounts. Please can you assist in working out something for me.<br> <br> Kindly arrange a settlement which will be payable on the 25 February 2016, for both these small accounts.<br>