Discriminatory Bank

I am surprised by how this institution work. I am a legal resident with a foreign passport. I wanted to open a transactional account(Mymo). I was informed the bank does not open such accounts for passport holders. To my surprise, the same institution opened up a tax free investment account for me. This tells me how afrophobic the institution is. You simply want me to lend you my money @ 8.67% and you in turn borrow it out at a minimum of 15%. And you cant open a daily transaction account for me?, I rather invest any excess somewhere. It simply does not add up!