Disappointed in loan offer yet if you can afford to pay the loan no institution can deny you credit. unless you have a default or judgements

Item: African Bank
Rating: 1
Author: SHANNON T

I was approved in principal for a consolidation loan for R276 000 but they came back with a offer of 5000 yet I can afford to pay the repayment on the loan which was R12600 a month for 24 months T he affordability is there I have no defaults judgements or skipped account payments

Helpful (0)

Replies (3)

African Bank's replyOfficial

02 Feb 2026, 08:40

Thanks for speaking up and calling us out. We'd like to call you and listen to your concern in detail, but we can't get hold of you. Please give us a call on ***so that we can get to the bottom of this.
We hope to talk to you soon.
Your African Bank Support Specialist team
***

African Bank's reply02 Feb 2026, 08:40

Official

SHANNON T's updateReviewer Update

07 Feb 2026, 15:58

Still waiting for a call not received a call

SHANNON T's update07 Feb 2026, 15:58

Reviewer Update

Still waiting for a call not received a call

African Bank's replyOfficial

08 Feb 2026, 10:43

Thanks for speaking up and calling us out. We'd like to call you and listen to your concern in detail, but we can't get hold of you. Please give us a call on ***so that we can get to the bottom of this.

We hope to talk to you soon.

Your African Bank Support Specialist team
***

African Bank's reply08 Feb 2026, 10:43

Official

Thanks for speaking up and calling us out. We'd like to call you and listen to your concern in detail, but we can't get hold of you. Please give us a call on ***so that we can get to the bottom of this.

We hope to talk to you soon.

Your African Bank Support Specialist team
***