Default Listing

<p>I have recently requested a credit report from Transunion.I have noticed that a default listing from African Bank has been flagged on my report.I had a few financial difficulties and couldn't pay the account and has therefore gone into arrears.I am trying to pay the account at the moment.</p> <p> </p> <p>My dispute to this is as follow;</p> <p><br />I have not ever received a notification IN WRITING from the involved creditor (African Bank) that they will put a default listing on my credit report. I also did not receive a notification IN WRITING which states that I will get a listing at the credit bureaus in 20 days? African Bank has broken the law by violating my rights as a South African consumer.</p> <p> <br />I would appreciate any feedback as to the above.</p>