Credit card approved without my consent

I contacted African bank on Saturday to get a loan, the consultant who assisted explained that I need to send my document for them to finalize the application, she also asked whether I want to open the my world bank account and I agreed. I then downloaded the African bank App yesterday to my surprise the is a silver credit card approved for 10000. Would you please advise who gave consent for that as I am waiting for my loan to be finalized and didn’t apply for a credit card. Please listen to the call recording.