Clueless, inconsistent waste of time bank

Graham Campbell Pyott Good f*&king luck getting a loan with this bank - went through the whole approval process. got my final offer, i just has to approve the debicheck. Capitec was down at the time so i COULD NOT APPROVE THE DEBICHECK IMEDIATLEY. African Bank then declined the loan and explained I need to re-apply as the authorization period expires after 5 days (was only 2 days at that stage). So they waste another 20 minutes of my life I will never get back... Only to hear today "declined due to not meeting our lending criteria"..? What the actual F&*CK? how can i be approved the first time with just the distribution of funds needing to happen and now I do not meet your criteria? DON'T EVER DARE TO PHONE ME AGAIN WITH YOUR BULLS&*T OFFERS AND PROMOTIONS!!!! **********!!