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In June 2026, I app**** for a loan with African Bank. During the call, I was told that if I were approved for the loan, I would need an account with African Bank to receive the money. Needless to say, I did not qualify for a loan with them, which was fine, but they still opened an account for me????? So every month I get charged for an account that I didn't need or ask for, and now it can't be closed because it has a balance owed. "Why would I need an account if I was not approved for the loan?" I apparently "signed" for this account even though it was just a loan application that was not approved and done telephonically, with no physical signature required or asked for!!!!! THIS IS BAD BUSINESS PRACTICE AND ********* FOR A FINANCIAL INSTITUTION!!!!!! Please be careful when applying for loans with them; you might end up with an account you never agreed to!!!!!!!