ZP
Zanele P

1 reviews | Active since Nov 2023

17 Nov 2023, 02:00

Bad customer service

I app**** for a loan online about 3 weeks ago and I was approved and the funds were also deposited into Myworld Account. I went to Mall of Africa branch 3 times to collect Myworld card and they couldn’t assist me due to my fingerprints not being readable and my cellphone number that they couldn’t pick up as it is not registered in their system, what’s funny is that at that time I was applying for a loan all the comms regarding the status of my loan were sent to the same cellphone number. A call was logged with IT and at first I was told that their turnaround time is 48hrs. After 48hrs has passed I went to the same branch again and I was now told that the IT department’s turnaround time is 21 days and therefore, if I need the funds urgently I should go to Home affairs to verify/ clear my fingerprints. I also contacted their call centre and I was told that unfortunately they cannot assist me and they referred me back to the branch. First of all I do not have a bank account with African Bank and I don’t understand why the funds were not deposited into my primary bank account from the word go as this would have been a simple process for both the customer and the Bank. Now I’m being sent from pillar to post as there is no one willing to assist me. I took this loan to fund the project that I have already started at home and that is now on stand still due to the incompetence of the bank.

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Replies (2)
African Bank
African Bank's reply17 Nov 2023, 13:09
Official
Thanks for speaking up and calling us out

We have noted that your number is not updated. In order to address your social media query, we need to ensure we protect you and follow the procedure we use to identify and verify our customers. Please visit the nearest branch to update your contact number.

Talk to you soon.
Your African Bank Support Specialist team
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ZP
Zanele P's update24 Jan 2024, 23:12
Reviewer Update
I cannot update my cell phone number either due to my fingerprints that can not be verified, I even went as far as applying for a new ID since I was told that I am using an old ID hence they are unable to verify me, I have been requesting African bank to deposit the funds into my primary FNB bank Account rather and no one seems to be interested to assist me with that. It’s been 3 months now trying to resolve this. What is worse is that African Bank is debiting me monthly for the funds that I do not even have access to, the only option that I have is to request my bank to reverse payments that you have taken from me and block your stop order!