Bad business

<p>This is the 3rd time, I am asking African bank to stick to our arrangement, I have a loan account with African bank, the deal is, they debit my account on the 28th of each month, if the 28th is on a Sunday or Public holiday and for whatever reason they cant debit on that day, they need to debit me the Monday after the weekend, or the day after the public holiday. everytime a debit order bounces on my personal bank account, my bank charges me R150.00, this looks bad on my record, can someone please speak to the people of African Bank and make them understand! Please debit me on the 28th NOT A DAY SOONER, NOT A DAY LATER, PLEASE </p>