African bank worst bank ever

So in 2013 I took out a 3rd loan from them...and had a credit card. I then ran into some financial problems and app**** for debt review. During this rime I was continuesly harassed by them. Beofre the debt review process was finalized I came into some funds and paid off 2 of the 3 accounts and my credit card. I also paid a lump sum on the outstanding account. I made arrangement for the outstanding amount and honored the arrangement. In 2018 I decided to draw a credit report and what a shock I had....African Bank had a judgement placed on my name wothout me knowing!!! I have been calling and speaking to different people and up to date no one can provide me with answers. I have been paying and paying and ot just dont seem like this account will ever be settled!! When asking for a settlement amount the amount is more than the outstanding balance....hoe is that even possible, because according to my knowledge all the "arrears" interest has been paid up. Lastly....how can you charge so called arrears interest from the start of the account??

I will never make use of African Bank again and will never refer anyone to African Bank for business. They are the pits!!!