African bank not understanding ME

I have either bad customer service or just bad service in general i do understand that i am behind on my credit card but its your people system that takes debit orders on the wrong day its not my problem and being called 15 times a day is unbelievable i dont answer my phone at work or use it. So if you want to contact me do it via email only.

I will only pay via eft now and i will pay what i can afford each month and i can afford R500 a month if you cant accept that then give me a better job cause i dont get paid a salary where i can afford everything i want. And i will make one arrangement for payment and that is to Pay only VIA EFT no debit orders.