African bank

African Bank PERSONAL LOANS which i have been listed for on my credit report (Listed since 2016). Please note that i have not had any communication regarding the African Bank personal loan account and thus note that any African Bank loan acc that African Bank is calling about is dormant and has NOT been acknowledged in the past 3 or more years. It is despicable that one account was closed and the other one updated after I initially made you aware of this matter, as I apparently made payment arrangements, I am not aware of these arrangements and would like proof of it. Therefore, this account is prescribed and what you are doing is *******. I have not acknowledged the debt in the past 3 prior to my notice as I thought it was settled when I lost my occupation and the letter I submitted was accepted at your now defunct Brixton, Johannesburg branch. No summons has been issued in the last 3 years. This is in contravention of the NCA SEC 126b. It states that no person may continue collection or re-activation of such prescribed debt as prescription Act 68 of 1969(Prescription Act). Debt therefore prescribed and im not legally bound to repay such. I request this matter be closed and any negative information will be removed from my credit record. Should i receive any emails i will lay a complaint with the relative authorities, ie, NCR and LSSA. Please attend to this matter soonest and mail a prescribed letter that this account is closed