African bank credit card a nightmare

<p>I opened. Credit card with African bank in 2013 and since den I have been paying R300 every month for a credit of 4000, and budget 4000.. so total amount of 8000.. in 2015 I stopped using credit card as I realized the debt is not getting better I even threw away the card,, by then my total balance was 4200 been paying 300 every month without missing my debit till this year when my balance was R91 I call them to settle my account now they telling me I owe them R245 they say it includes interests.. with African bank de debt never get reduced this is. Bad bank to take credit with especially credit card.. I have already paid close to 10 000 to African bank from when my balance was only 4200 in 2015</p>