HB
Hemant B

1 reviews | Active since Jun 2012

28 Jan 2025, 09:26

African Bank: Audacity to ignore complaints

I have logged a compliant on 06 January 2025 relating to the arrears amount. A brief background, I called on 04 December 2024 to the collections department, requested the arrears amount on this account, I was advised that the amount is R***xx which was duly paid on the day through immediate debit. I asked the consultant if this will bring the account up to date and was advised yes and also that the relevant bureaus would be updated in 21 working days.

I again called in the 06 January 2025 as a follow up only to find out that the account still reflects arrears after which I logged a complaint on this. I have been following up with African bank since 20 January 2025 and all I get told is the matter is pending although it was said that it will take 7 working days for feedback. As at 28 January 2025 no feedback from the so called specialist dealing with the query. I was told that the specialist tried to call me on 16 January 2025 but I failed to answer, I must highlight that no call was received and my call history will evidence same. The credit bureaus (Transunion and Experian) still reflects arrears therefore no update done by African bank here too.

Since yesterday 27 January 2025 I am now getting calls from the collections department in relation to the arrears on this account which is now annoying as I have to continuously explain myself to different people several times a day. African bank fails to acknowledge that they *****ed up and wont fix the loan account to the correct state. Continuous failure to acknowledge and rectify the account will result in escalation to the banking ombudsman as well as the banks regulator( SARB).

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Replies (5)
African Bank
African Bank's reply28 Jan 2025, 09:46
Official
Thanks for speaking up and calling us out. I’ve noticed that you’ve already logged a complaint and I want to assure you that our complaints team is actively working on resolving your issue. Please note that the standard turnaround time for resolution is 7 working days.

Talk to you soon.
Your African Bank Support Specialist team
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HB
Hemant B's update28 Jan 2025, 09:56
Reviewer Update
The complaint was logged on 06 January 2025, its way past the 7 working days, please learn to use a calendar when responding. If they were actively working on it then it would've been resolved by now....
African Bank
African Bank's reply28 Jan 2025, 11:18
Official
We've escalated your concern to our internal complaints department for the attention it deserves. Our African Bank Complaints team will be in touch as soon as the matter is resolved.

Your African Bank Support Specialist team
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HB
Hemant B's update05 Feb 2025, 12:01
Reviewer Update
Post the review on 28 January 2025 Doreen from African Bank called me in relation to the complaint. Doreen called with zero understanding of the complaint nor done any research on the complaint or listened to the call, she adamantly said i short paid the arrears although i was given the amount by the collections team. After arguing with her for nearly 20 minutes she advised that she will go investigate properly and revert with feedback on Monday 03 Feb 2025, it is now 05 Feb 2025 and still no call back or acknowledgment that AB messed up and that they will rectify their systems to reflect accordingly. I guess i must now engage my legal team for a resolution.
African Bank
African Bank's reply05 Feb 2025, 13:38
Official
Thanks for speaking up and calling us out. We're giving your concern our full attention . I have sent a follow up to our complaint team and highlighted it as a priority. We apologize for the delay.

Your African Bank Support Specialist team
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