1 reviews | Active since May 2019
13 DAYS WITH AN SMS "OFFER" AND STILL NOTHING
On 3 July 2024 I received an offer for a loan from African Bank. I continued to complete the application and the offers read as follows: R15000 loan over 18 months. R15000 credit card. R3000 NCR short term loan. R5000 without credit life and a Tech loan. I opted for the loan over 18 months. On 5 July 2024 I went to the African Bank branch in Festival Mall where a lady assisted me and she updated my email and cell number and uploaded my ID and marriage certificate etc. Around 14:00 on 5 July 2024 the application was completed and uploaded therewith was 3 payslips and statements. On 6 July 2024 to 11 July 2024 I uploaded (via the app and email) the exact same documentation 12 times. 12 TIMES!!!!! I was then on 5 July 2024 also forcefully required to open a Myworld account as the app continuously indicated I need to complete it eventhough I never opted for it but I figured it made sense if I was to obtain the funds. I continuously requested feedback and followed up but NOTHING. Not via phone or email or any platform. On Saturday 13 July 2024 at 11:04 i received an sms asking for an employment confirmation letter which was then uploaded via the app. At 11:10 i received a second sms stating please login to internet banking and accept your offer. Your application will expire in 5 days. Now this is contradicting as NO offer and I am still after 13 days struggling! On Monday which is today I received a message via hellopeter informing me that the employment confirmation letter needs to be changed as some things are to be added. Note that this via a platform for complaints and not one sms or call to request this as my app STILL SHOWS BEING REVIEWED!!!!!! This was then submitted via email to socialmedia email as given to me above, to the CEexperience email and to the Abdocs email and still NOTHING! Now right at the beginning it said 48 hours. I am now on 312 hours with NO progress and still in the exact same position as 3 July 2024. Not a single employee is taking responsibility for a lack of service. This experience has been dreadful, disgusting, emotionally draining and sickening. 13 DAYS WITH NO RESULTS so now I am ending this horrific experience. I have, last week, been placed in contact with an individual at The Ombudsman. I have written my experience accompanied with ALL emails and uploads and screenshots of all smses. I have taken photos of everything I had to submit via the app on all numerous occasions, having to submit the same things over and over. I am now finalizing my letter to Die Beeld and Citizen Newspapers, along with my posts on Facebook, Instagram and X platforms. I am also finalizing my submission of my story and experience to The Devi Show, along with the assistance of my Advocate. On Saturday 13 July 2024 it was CLEARLY STATED to accept AN OFFER that is nowhere to be found, making this an approval and African Bank needs to be held responsible and liable for a 13 day tormenting, emotional exhausting experience caused by yourselves. I have submitted and done everything I was asked every single time. You also stated on hellopeter on Saturday that and I quote "if we are unable to verify your employment details telephonically with your employer, we may request that you provide a confirmation letter " AND THIS WAS DONE TWICE ALREADY so it is IMPOSSIBLE for anything to be outstanding! IMPOSSIBLE! But your message this morning and now the one from Saturday regarding the letter is contradicting. I have waited 13 days, 312 hours and counting. I want this resolved TODAY please. But I am assuming this is being spiteful and purposefully as to want the application to expire on Wednesday. But be that as it may, if this is not finalized immediately, i will continue my submission to all platforms as stated above with the mentioning of names as I've written it all down every time I was contacted, which was twice in 13 days and twice by yourself. The sms is clear and I have done everything. I am now not responding or reading replies via hellopeter any longer as it is all **** and lies. I want results with immediate effect.
and we are awaiting update. We're giving your concern our full attention and we'll get back to you shortly.
Talk to you soon.
Your African Bank Support Specialist team
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and we are awaiting update. We're giving your concern our full attention and we'll get back to you shortly.
Talk to you soon.
Your African Bank Support Specialist team
***
Should I continue with the Banking Ombudsman and social media and newspapers as it seems the only way to warn people about African Bank. This has to be against a policy for an individual to struggle for 13 days.
Should I continue with the Banking Ombudsman and social media and newspapers as it seems the only way to warn people about African Bank. This has to be against a policy for an individual to struggle for 13 days.
Please can management step in or do something as it is my last day. Come on guys are 14 days for something that actually takes a few hours.
Please can management step in or do something as it is my last day. Come on guys are 14 days for something that actually takes a few hours.
''Please note that I went through all the pages of her bank statement sent, and I do not see a salary deposit matching the net amount for 1 of the 3 required months.
If the client were using a different bank previously, we require this bank statement showing the 3 salary deposits in order to assist further.
Kindly note, if the correctbank statement is not received we wont be able to proceed with the application.
''Please note that I went through all the pages of her bank statement sent, and I do not see a salary deposit matching the net amount for 1 of the 3 required months.
If the client were using a different bank previously, we require this bank statement showing the 3 salary deposits in order to assist further.
Kindly note, if the correctbank statement is not received we wont be able to proceed with the application.
Yesterday on 18 July I received this sms at 8:58.
Africanbank: Hello MS VAN COLLER. Thank you for your documents. We are finalising your credit application and will communicate soon when your offer is ready. Africanbank Auth. FSP Reg NCRCP7638
This is the 2nd time but yet i am still waiting. This sms is clear that after 13 submissions there are NO documents outstanding yet still nothing.
Do you not feel disgusted and disgraced by the service you arr providing as its nonexistent. One can also never speak to credit as customer service just says they'll escalate the query. I am really sick of this. Do your job! We are going into a third week! F!@#ing sickening that you think you're right. That sms is clear. Please conclude this today.
Yesterday on 18 July I received this sms at 8:58.
Africanbank: Hello MS VAN COLLER. Thank you for your documents. We are finalising your credit application and will communicate soon when your offer is ready. Africanbank Auth. FSP Reg NCRCP7638
This is the 2nd time but yet i am still waiting. This sms is clear that after 13 submissions there are NO documents outstanding yet still nothing.
Do you not feel disgusted and disgraced by the service you arr providing as its nonexistent. One can also never speak to credit as customer service just says they'll escalate the query. I am really sick of this. Do your job! We are going into a third week! F!@#ing sickening that you think you're right. That sms is clear. Please conclude this today.
Please i don't wanna hear stories. 17 days and I have now provided what the smses are saying. An sms is LEGALLY BINDING so i am busy with taking this further as you as African Bank are in the wrong not myself. Even your previous messages saying something about a wealth management statement was also wrong so please i want this finalized today. The sms CLEARLY shows ALL documentation received finalising and offer. No stories. Don't wanna correspondent. Credit must rinish
Please i don't wanna hear stories. 17 days and I have now provided what the smses are saying. An sms is LEGALLY BINDING so i am busy with taking this further as you as African Bank are in the wrong not myself. Even your previous messages saying something about a wealth management statement was also wrong so please i want this finalized today. The sms CLEARLY shows ALL documentation received finalising and offer. No stories. Don't wanna correspondent. Credit must rinish
