12 YEARS OF SACRAFICES TO AFRICAN BANK

I got African Bank loans 10 YEARS AGO. I went under Administration and 10 YEARS BEING UNDER ADMINISTRATION AND PAYING, I lost my job. I lost everything. Two years later I am trying to rebuild my life but this haunts me still. African Bank has influenced my credit so bad because according to them my debt was not paid off, even after 12 LONG YEARS!!!! HOW IS THIS EVEN POSSIBLE? COVID GAVE RELIEF TO PEOPLE WHO LOST THEIR JOBS DUE TO THE PANDEMIC. I stay in a garage with an autistic child because of AFRICAN BANK..!!!! HOW IS THIS EVEN FAIR. I HAVE LOST EVERYTHING. MY JOB, MY HOUSE, MY CAR, MY FURNITURE!! ALL I HAVE LEFT IS 7 SETS OF CLOTHES AND A CHILD WHO U CANT EVEN GET HELP FOR BECAUSE OF AFRICAN BANK. I have tried resolving the matter but to no afail. How can life be so cruel. TAKING 12 YEARS FROM MY LIFE. I HAVE ALREADY PAID SO MUCH. R1400 PM X 12 MONTHS X 10 YEARS - R168 000 but still I am haunted for R9000 12 years later!!!!