I regret taking cover

At your own risk where you see these name Affinity run for your life. They are cruel more than death itself, I hv been paying my life cover for 4years I now in state I can not afford to, I don't even owe it, I called requested cancelation they told me no refund remember guys I hv been paying meaning if they surrender it I lost all my money. Which is mine I'm not saying full amount I payed but atlist half of that was gonna be better now I'm forced to continue with it. It's useless.