Cancellation

I have Canceled this policy on Thursday 04/02/2016 because I have not received my contract and have been a member for 4 months now, there are exclusions to this policy I was not aware of and cant refer to because I do not have a contract. I have asked for all the money I have paid in this period to this policy. I have never used this policy and I am not doing business with this company any longer. This company take peoples money and do not give them there policy contract to hide what they really are paying for. Affinity Health still have not contacted me about this. I need my money back in full because this policy is just a ****