NCA act

I went undet debt review with ADCAP in november 2014 as i had recently left my job to start my own company and ran into temporary financial challenges as i didn't have a steadt income. Prior to doind so they had confirmed in writing that i could exit at any time & the debt review flagging would be removed on my credit bureau profile. However ADCAP failed to notify me of the NCA ammendments (20.02.2015) & indicated the only way to exit the debt review process was to pay my creditors in full. However upon enquiring with the NCR they indicated ADCAP became aware of the ammendments prior to implementation (as with all FSA's) and should've informed all its clients of the implications. The NCR also informed me I can also exit the process by making a court application to rescind the credit burea bent review flagging - all i'd have to prove is I can now afford to make direct & creditor driven payment amounts since i'm now employed & have a steady income. To date ADCAP still insists its not their responsibility to inform their clients of these ammendmends & implications, plus the fact that there is an alternative route. I find this to be appalling, ********* & *********.