JD
Junaid D

1 reviews | Active since Dec 2012

29 Dec 2015, 13:06

Waiting 3 months for a credit card

I app**** online for a credit card with Virgin Money on the 22nd September, the application did not go through so I contacted the customer services via email and was told to contact Transunion as they cannot assist with further information. I contacted Transunion whom provided me with a good credit record. I forwarded this to the customer service at Virgin Money to which I was then asked to send my pay slips and bank statements which I immediately sent. I had not received a response by 1st December so I sent a follow up email to which I was told I will receive a response in 2 days. I still did not receive a response so I followed up again and was asked for my pay slips and bank statements AGAIN! I sent this immediately and up until today - THREE MONTHS after my initial application - I have no feedback from Virgin Money. My husband generally makes phone calls for me as I cannot speak on the phone - unfortunately Virgin Money refused to provide him with any information.<br> <br> They cannot provide me with a reason as to why I cannot apply online - I have a good credit rating from Transunion and Experian and I have a good stable income.<br> <br> Please can someone from head office email me.

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Replies (1)
Absa
Absa's reply29 Dec 2015, 14:15
Official
Hello junaid.d,

We are sorry about the trouble you are experiencing. Virgin Money strives to make great banking happen for our clients.

One of our resolution consultants will contact you shortly to resolve your complaint.


Regards,

The Virgin Money Team