1 reviews | Active since May 2018
Unauthorized Credit Check
Good day
Last week, I sent an email to ABSA requesting a decrease on my credit card, the 1st response stated that I should go to the branch and I rep**** informing them that I cannot go to the branch. In response to this they responded saying that the interest rate on the credit card is fixed and it is a non-negotiable.
I received a phone call from someone calling from ABSA, they offered an increase on my current limit increase, they did not even get my personal details or even my ID number because I told that person that I'm not interested in a limit increase. A day later I received a notification from the credit bureau that a credit check was done on my my name. I retrieved my report and I saw that it was done by ABSA credit card. On both interactions I had with ABSA (written and telephonic), no one requested to do a credit check on my name, ABSA should have a record of when I granted them permission to do a credit check on my name. It is ******** for a financial services provider to do a check without getting permission from a client. They even created a bogus name as my employer , which is now showing on my credit bureau report.
I want that employer name, as well as that credit check to be deleted from my credit bureau profile.
Dear Customer
Thank you for bringing this matter to our attention. I have noticed that your matter is being handled by one of the case managers with case refernce number *** , she will investigate the matter and provide feedback once the matter has been resolved.
Kind regards
Nthabiseng Sibande
Group Customer Care
Absa Bank Ltd
Best regards,
Dear Customer
Thank you for bringing this matter to our attention. I have noticed that your matter is being handled by one of the case managers with case refernce number *** , she will investigate the matter and provide feedback once the matter has been resolved.
Kind regards
Nthabiseng Sibande
Group Customer Care
Absa Bank Ltd
Best regards,
