OS
Otto S

1 reviews | Active since Mar 2011

03 Sept 2016, 14:50

Unauthorised activity on joint home loan account

<p>My wife and I have a joint home loan with absa which is not linked to internet banking for security purposes.</p> <p>Someone at absa has now linked the account to internet banking without our authorisation.</p> <p>I would like to know who at absa is responsible for this and also who the peron's Supervisor is.</p>

0
Replies (7)
Absa
Absa's reply05 Sept 2016, 13:34
Official

Dear Otto

Thank you for bringing this matter to our attention.

I have confirmed with our Home Loans department and they have comfirmed that the account is not linked on Internet Banking.

In order for the account to be linked you must have a cheque or a savings account as the main account.

Hope the above is in order.

We sincerely apologize for any inconvenience caused.


Kind regards

Danzig Boyce

Group Customer Care

Absa Bank Ltd

OS
Otto S's update06 Sept 2016, 17:08
Reviewer Update

Good Day Danzig

The home loan account IS linked to internet banking.

It is linked to my wife's account which in turn is linked to internet banking. This presents a security risk.

I want to know who at the home loans department linked our home loan account to my wife's absa account. I also want to see the authorisation which is supposed to come both from my wife and I since it is a joint home loan in both our names.

Regards

Otto

Absa
Absa's reply07 Sept 2016, 11:03
Official

Thanks Otto

Can you then kindly provide us with your wife's account number.

Kind regards

Danzig Boyce

Group Customer Care

Absa Bank Ltd

OS
Otto S's update07 Sept 2016, 13:15
Reviewer Update

Good Day Danzig

Kindly consult the person who linked the Home Loan to my wife's account number as to what her account number is.

How can the Homa Loans department link the HomeLoan to an account of which they or you do not know the number?

Do you communicate across departments in absa?

OS
Otto S's update07 Sept 2016, 13:17
Reviewer Update

PS I did supply our absa home loan account number when logging this complaint. Hence you should have no problem in finding out to which account it has been linked

Absa
Absa's reply08 Sept 2016, 08:53
Official

Dear Otto

Kindly see below requested information from the Internet Banking Department.

Good day Danzig

"Please let us know the month when the client thinks the account got linked to the profile so that we can check logs for the months accordingly.

As it will not be possible to extract logs for all months to get the requested information. "

Kindly advise soonest.

Kind regards,

Rae-ann Malgas

Digital Product Support

OS
Otto S's update08 Sept 2016, 18:09
Reviewer Update

Dear Danzig

Please go and speak to the HOME LOANS DEPARTMENT. They should be able to give you all the detail. If not I will be very concerned that they are handling that account without due diligence and good governance in which case I will escalate this case to the highest possible level in absa