Segregative Finance Review

I have been trying to apply for vehicle finance relentlessy. Their reasons have been unsubstantiated. On my visit to AVIS Randburg, the reason was we need to verify your ID and the process takes 3 weeks. Prior I had gone VW, they said I had bounced debit orders, of which my bank attested that it was their mistake they had incorrectly recorded and reversed. Currently at Imperial Toyota they said I am overwhelmed. With such unclear or compromised decisions I feel racially segregated. Its not an issue of affordability but an issue of skin colour or race. I am disappointed. I wonder what type of rainbow it is without black. Just plain white. Denied Finance with a deposit.... Racial Vehicle Finance