Return Debit Orders - With Funds available

<p>My debit orders were turned down for insufficient funds, whilst there was more than enough money in my account to honour them. They then raise charges for returned debit orders, which are only a way to ***** our money. I have paid R453 in charges for turned down debit orders, whilst there was funds available in my account. I could even withdraw money after it was turned down??????????????</p> <p>*****ing the consumers money for sure.</p>