Placed on credit bearue list for no reason

My payments are not late for my credit card, I made the payment and had to use the card again, the account charges then went off and my account was in a minus of +-R100. this was for MAY 2015<br> <br> My student loan got declined due to being placed on the credit bureau list for showing a negative account??? are you serious?? after one month???<br> <br> Will pay in full and close the account. Will never be a absa client again