Personal Loan

I'm using a Gold Cheques account package and i was told the R98.00 fee covers everything. So how much this month i am charged more on CBP CAPITALISATION?<br> <br> TRANSACTION CHARGE CBP CAPITALISATION - R301<br> OD: LEDGER FEE CBP CAPITALISATION -R57<br> MONTHLY ACC FEE CBP CAPITALISATION - R98.00(admin fee i know)<br> <br> I was happy at Absa before but I cant take it because it also happened in December aswell. I am moving from this stupid Bank.<br> My Loan was closed by the End of November 2015 so they charged me again.<br> <br> <br> Hate ABSA and I am moving to a better bank. Effectively immediately.