Once again 3000,on bank charges

Im really annoyed when I check my bank statement even though I know that there was a change on my date so the same debit orders keep on invading my account on the 15,th despite putting a stop on them last month there s a stop on the momentum debit order and I called absa life informing them about a change with regards to my pay date they invaded my account on the 15th tommorow I'm launching a complaint against absa through the banking association and my legal team is filling against absa through banking omsbud I'm sick and tired of this bank what a bunch of ****** mxm and shame on you absa how do you justify bank charges of up to 3000 on an account without an overdraft facility.