1 reviews | Active since Mar 2017

22 Apr 2020, 10:49

No assistance from Absa on payment breaks

I contacted Absa on the 24th of March with regards to requesting information on taking payment breaks. I did this to have all my ducks in a row in case my salary was cut / no pay was given due to COVID-19.

I received an automated response - C-***5 and was told that the case was closed even though no one contacted me to assist.

I reached out again via email on the 17th of April - C-***3 - Still to contact or actual assistance given. Just an apology and informed that a consultant will contact me.

Yesterday I finally had a response - asking me for my ID number which had been supp**** numerous times. No contact after that.

I have also reached out on Twitter - on the 14th of April. Requesting assistance with payment break information and information regarding the Credit Insurance Policy of 2017 as I am suffering a loss of income. No response to date.

After posting on Absa's feed instead I was told to supply my ID number and contact details yesterday, Still no assistance other than being told it would be escalated.

I also app**** online for a payment break - no response.

When your debit order goes off this there will NOT be money in my account to cover the home loan. I am receiving half my salary and I am desperately trying to make ends meet and do the responsible thing and inform my banks. Absa is making this impossible and just seems to be stalling until I cannot afford to pay.

When your debit order bounces will you contact me to assist then? Or to just tell me to make a plan.

I need to know 1) is my payment break approved 2) am I covered by the credit insurance act of 2017

I need to know this before your debit order which usually goes off between the 1st and the 4th of each month.

Time is running out for me to make a plan and you are offering no assistance other than telling me to wait 5 working days for a response. I waited nearly a month!! I cannot afford to lose my home or begin playing catch up on payments for absolutely no reason when I am trying to be responsible.

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Replies (1)
Absa
Absa's reply23 Apr 2020, 09:42
Official
Dear Customer Thank you for bringing this unfortunate matter to my attention and please accept my sincere apology. I will review and provide you with my specific contact details as well as your unique complaint reference number, and an expected timeframe for further update/ feedback via email or making contact with you telephonically within four hours. Looking forward to being of service to you.  Kind regardsNthabiseng SibandeCustomer Value ManagementAbsa Bank Ltd