More banking fees the salary . Exessive banking fees

All my debit orders 5 in total can not go threw . Even tho I had enough money . Because they take admin fees I'm not sure for what R480 . I shorted R165 for my debit orders . There admin fees are ridicules I'm not even working as we do events I just get enough for those 5 debit orders how is my banking fees R600 pm . I want to close this account asap . I will be moving to capitec