Loan Deduction

I app**** for a loan on 17 November, loan was approved and the consultant phoned me to confirm details and finalize quote documentation.<br> I informed her that I can not agree that if I apply for the loan on such a late date in the month that it could go of from my bank account by the very next pay date (in a couple of days)<br> She discussed the information, and said she will find out if they could move the date to the next month, or else the application must be held back a couple of days so the loan will fall under the month of December. <br> No calls received back, quote was not sent back yet with my approval. But the next day the money was in my bank account. So I assumed the matter was resolved with the first installment as I asked the consultant. <br> But 30 Nov my first installment went of. I tried to call the number on the mail sent to me, they do not pick up my details on the system and therefor the call could not be put trough to a consultant. How is this fair business practice?