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15 Jan 2019, 11:27

Letter Confirming this account is Prescribed

Letter Confirming this account is Prescribed My name is Romeo Bosman ********** 216087

Please note this account is prescribed. and what you are doing is *******.

Brook Amp Luyt Attorneys contacted me Today and the consultant has advised me that my account was hand over to them by ABSA and they need an urgent payment from me for my Personal loan account. I told them that the account is prescribed and they asked me if I have a letter confirming the account is prescribed.

I told her that I have not acknowledged the debt in the past 3 consecutive years, either in writing or verbally, didn't made any payment towards the outstanding amount, nor have I promised to pay. No summons has been issued within the last 3 years. They are in contravention of the NCA sec 126b. It states that no person may continue collection or re-activation of such prescribed debt as a prescription act 68 of 1969.

Debt therefore prescribed and I'm not legally bound to repay such. I request this matter be closed and that any negative information be removed from my credit record. Should I receive any calls I will lay a complaint with the relative authorities, ie, NCR and LSSA.

Please attend to this soonest and email a Prescribed letter that this account is closed to **********

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Replies (1)
Absa
Absa's reply15 Jan 2019, 16:27
Official
Dear Client
 
Thank you for bringing this matter to our attention. We will investigate the matter and provide feedback once the matter has been resolved.


Regards
 Vanessa Crowe
 Group Customer Care
 Absa Bank Ltd