JUST TOOK MY MONEY - DESPERATE

I'm a father of 4 children, my 1 son is Autistic and requires special attention which cost double the school fees of one normal child, I've downscaled as much as I can and can only afford R1000 on my ABSA card at the moment, the banks' idea of a payment arrangement of R100,000 credit is R3500 per month, which I can't afford. Now they just taken R7400 off my cheque account without considering my circumstances. My Medical Aid debit order will now bounce. I pray to God that the banks stop preying on the desperate. As most people are desperate to take a loan or a credit card. Living day to day has become too expensive for most. Phoned them and they just referred me to the terms and conditions of the card. I'm just a number now. This relationship is ruined.