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Good day I had stopped using my bank account from 2018 As i was unemployed they have been charging me bank charges for the last 2-3 years with no formal letter or notification to inform me about this.,today i now call in to ask why my application for a vechile finance is declined and they tell me, they withheld proper communication and now im in the credit burea really an *********** business which needs to be closed as they are robbing us