IF YOU DONT SPEND!! YOU GET PUNISHED

A few months ago, i was phoned by someone at Virgin Money, offering me an increase in my credit card. Which was going to come in handy, and we are planning on purchasing a house. But i received a text message stating that my credit card has now been decreased! Naturally i phoned to query this. Only to be told, listen, if you dont use the credit we gave you, we take it away! So you don't have a chance to \save your credit card"for a rainy day! we are happy when you pay into your credit card"