Home arrears

<p>Hello Peter, I need your urgent help here, I'm owing absa a huge amount through home loan, now I'm in arrears, I've tried to pay more than my monthly bond somebody from absa advised me to do that and I agreed,but the problem is I skipped some months ,so they still high, and because my telephone arrangement was not documented is not considered, now I can afford to pay without skipping any month,but I don't know whether I'm late or not, because they phoned me and say they gonna send sheriff to me with the letter that I need to sign, I don't know if that means I'm kicked out of the house. Please help.</p>