HIGH INTEREST RATE

Hi, i have sent 2 emails about a month ago with zero feedback, requesting a revision of the 20.35% rate on my credit card, i have one with FNB as well with 3 x that limmit of yours at 17%, if you cannot better this i will be settling g this and closing this. Im in no financial crisis that i actually have to pay this amount of int every month. Im looking forward to hearing from you, if you look into my history you will see that i actually pay 3/4 times more then i should every month. Thanks. if not possible send me a settlement amount and i will settle it immediately. Thanks