LA
Lizaan A

1 reviews | Active since Apr 2020

31 Aug 2020, 12:32

Further advance application declined due to mistake made by Absa consultant

On the 6th of August I app**** for a further advance application on my Absa home loan...I kept making phone calls and following up, I had to phone a couple of times before Ntswaki Majola attended to my application.

Last week when I phone in she said she will activate my application and that I will receive feedback within 48 hours...Saturday afternoon she sent me a letter that my application was unsuccessful and declined due to my monthly expenses.

When I phoned in this morning I spoke to Lolita Allie who was very helpful and she went through my application and explained that there shows a loan payment on my application of R4609 that does not shows on my bank statements and BURO payments. Lolita said she will ask Ntswaki to escalate this.

Ntswaki doesn't reply to the email. I had to phone in a couple of times from her to attend. Where is this R4609 loan coming from, I paid up my personal loans.

Please explain why because I never put that amount on the application form

0
Replies (3)
Absa
Absa's reply31 Aug 2020, 15:49
Official
Dear Lizaan Abrahams Thank you for bringing this unfortunate matter/incident to my attention and please accept my sincere apology . I will review and provide you with my specific contact details as well as the expected timeframe for further feedback/resolution via email or making contact with you telephonically within the next four hours .  The reference number to your complaint is C-***9 Kind regards,Rezona Louw Group Customer Care
LA
Lizaan A's update04 Sept 2020, 16:44
Reviewer Update
Nothing was sorted. Yesterday Ntswaki called me at around 12:30pm to say that they received the valuation of the property and that everything is fine, she said that it was approved for 200k and that they are busy drafting my quotation and that she will send me the quotation as soon as done. Please check the phone call as all your calls are recorded.

Just now she emailed me to say that the application was declined.

Is this the type of service you get at Absa, false hope! I was so happy yesterday when she called but today it's a different story.
Absa
Absa's reply07 Sept 2020, 09:28
Official
Dear Lizaan Abrahams Thank you for your posting.

Our office will review the matter and provide you with feedback by end of business 09 September 2020. Kind regards,Rezona Louw Group Customer Care