FRASTRATION.. WHAT DO I DO

I AM so frustrated.. in january this year I MADE AN ARRANGEMENT WITH ABSA TO PAY R6200 TOWARDS MY ACCUMULATED DEBT AS I COULD NOT PAY FOR MY CAR IN 2020 WHEN COVID HAPPENED. DUE TO ME CATCHING COVID AND NOT BEING ABLE TO GO BACK TO WORK BECOUSE OF LOOTING ... I COULD NO LONGER PAY THE 6000 HOWEVER PAID WHATEVER I HAD BUT NEVER BELOW 2500.. ON TUESDAY THEY CAME TO GET MY CAR. THIS CAR TERM IS DUE TO END 2022. N THEY WANT IT IF I DONT HAVE R10000. I JUST WENT BACK TO WORK, MY BOND IS BEHIND. I HAVE A BABY. I CONTACTED THEM TO NOTIFY THEM OF MY SITUATION. THEY DONT CARE AFTER ALL I NHAVE PAID. I ASKED THEY EXTENDED MY TERM BY ANOTHER 4 MONTHS AND ADJUST MY PREMIUM FROM 2700 TO 3000 SO THE TERM.. ENDS DECEMBER NEXT YEAR.. THEY JUST BWANT MY CAR.. IM SO FRASTRATED.. YESTADAY I COLLUPSED DUE TO STRESS.