FALSE INFORMATION ABOUT MORTGAGE LOANS

I have a mortgage loan with ABSA and in 2010 finished paying it off, so I went to the bank and asked them SPECIFICALLY to keep the bond open.<br> They gave me a form to sign which gave me two options: Keep the bond in safe keeping OR Close the bond... I was told that by keeping it in Safe-keeping<br> I would be able to access it should I need the money. Let me explain, I work for myself and sometimes my income is incredibly erratic and the reason I wanted the<br> Bond kept open was so that I could access that money should I be in dire straits and need it to get by. I went to the bank on Monday, 22 June to request a withdrawal<br> From my mortgage loan account only to be told that I could not have access to that money because it was in safe-keeping. <br> <br> Why do the banks continue to pull the wool over our eyes??? I am desperate for funds right now, so I was told that I could take out a loan against the mortgage loan,<br> but I would have to supply 3 months bank statements, 3 years financials, etc. etc. because I work for myself... Well I don't have that because my business is new and<br> I'm only starting out... So therefore I would not be able to get a loan anyway. Please help me!!!!