Eligibility criteria -Absa home loans

Greetings

Kindly provide more information about your home eligibility criteria in terms of a clients payment behavior,

When assessing does ABSA Home loans look at the applicants profile for the past 6 or 12 months(how far back do you go),I have Enquired with another bank and was advised that they look at 12 months,wanted to find out if the practice is standard?