CD
Chanelle D

1 reviews | Active since Mar 2009

04 Sept 2018, 15:17

Dont try to do good by yourself by actually paying your debt

I called ABSA credit today to request and amendment to my debit order for the month of September and only the month of September to the amount payable as shown on my statement as I pay extra on my installment monthly. The call centre agent who was very friendly and efficient, took me through a list of reasons why I cannot do so and what is required to do so just for one month, proof of insurance, FICA docs, list of expenses, everything short of a blood sample too. She suggested I contact the collections department to assist but all this does is say I cannot afford to pay, which I refused to do because that was not the case. She then asks someone else who advised it can be done but then it will remain like that for the remainder of my term and all the interest since the time I increased my installments will be added onto my amount. Like how is this helpful to the client and how is this TCF compliant? I am so upset with ABSA because all I wanted was for the amount to the changed to the amount payable for the one month and then changed back for October, but this is not made easy for a client who has been paying back well to ABSA. I certainly will never use ABSA as my bank for finance or any other reason again, mind you this was not a choice, I had to because of the car I bought and where I bought it from. ABSA has certainly left a bad taste in my mouth due to this unpleasant experience.

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Replies (2)
Absa
Absa's reply05 Sept 2018, 13:14
Official

Dear Customer

Thank you for bringing this matter to our attention. We will investigate the matter and furnish feedback once matter has been resolved.

Kind regards
Daphne Le Grange
Group Customer Care
Absa Bank Ltd

CD
Chanelle D's update07 Sept 2018, 12:47
Reviewer Update
Whilst I am disappointed that it took a complaint to be heard, I just want to say Thank you to Daphne for the quick response! and a HUGE thank you to Onica who not also responded quickly but took the time out to understand my request and what caused me frustration. She contacted me and stuck to her word whenever she said she would contact me and got it sorted. Even if what I requested would not have been possible what I appreciated was that Onica wasn't just quick to respond and get me off her back, she actually listened to what I asked and tried to make sure that it could be done, and she did it!!! she made it possible and kept me updated every step of the way. Onica I cannot thank you enough for your professional and efficient service. You truly are an asset to ABSA.