Does not make sense

I was paying off my Audi at 4400 a month. The car was written off in an accident and has been settled by Discovery insure. I now need to purchase a replacement car. I made an offer to purchase a car from Monument toyota which would basically cost the same monthly installment as the audi, yet you declined the finance. So now I have 1 car between my wife and I which we cannot make work. I will need to hire a car at around 6k a month, so where is that logic. I need the finance, I need the 2nd car to be able to work and make a living. Come on. Seriously, approve the finance.